Commercial insurers are of a different breed to those that deal with personal insurance (for your car, home insurance and contents etc.) It is of the utmost importance that the commercial insurance broker has specialist commercial experience and professionalism in the area of:
Commercial Property
Manufacturers
Distributors
Hotels
Shops and Offices
Motor Traders
Professional Indemnity
Offshore Liabilities
Mining
Marine
Private Hire
Tradesmens Liabilities (big or small)
A commercial insurer should always offer you the most competitive deal available, and not just the easy option of policy renewal without a review of your current needs. You should also expect your broker to talk to you about your business, and then to explain why a certain policy is the right one for you. The personal touch is still the preferred way to deal with commercial insurance, and as such the Internet is not about to displace the necessary contact between broker and client. Buying motor car or home insurance is a growing Internet business, but do not trust your business to an 'on-line' quote and policy: you have been warned!
John Wilson, of Bizcom Insurance, says, "The client is never alone when things go wrong. In a claim we do all the chasing which means the client can immediately concentrate on their business and not on worrying about insurance issues: this is one of the reasons that we are one of the fastest growing insurance brokers in the region. Our clients know they get the best deals, backed up with our excellent customer service."
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