Bankruptcy – I am owed money by a bankrupt

If you are a creditor of a person who has been made bankrupt by the court, the trustee assigned to their bankruptcy will contact you to keep you informed of the different stages of the bankruptcy process that affect you.

• They will notify you as to whether a meeting of creditors will be held (this is only done if there are significant assets to redistribute).
• They will send you a report giving estimates of the bankrupt person’s assets and liabilities and what the causes of the failure are considered to be.
• If you think that the bankrupt person is withholding information about their assets, you should write to the trustee.

If you have not been contacted by the trustee within 12 weeks of the bankruptcy order being made, you should write to the trustee, quoting the court reference if possible, advising them that you are a creditor.

• You can look up the court reference and the trustee details on the Individual Insolvency Register.
• You can also look up whether an individual has been made bankrupt on the Individual Insolvency Register

More information

• Individual Insolvency Register
• Bankruptcy – What is bankruptcy?
• Bankruptcy – The bankruptcy process
• Bankruptcy – What is a certificate of summary administration?
• Bankruptcy – Voluntary and involuntary bankruptcy
• Bankruptcy – How to file for bankruptcy
• Bankruptcy – The advantages of bankruptcy
• Bankruptcy – The disadvantages of bankruptcy
• Bankruptcy – The alternatives to bankruptcy
• Bankruptcy – Insolvency and bankruptcy

Downloads

• A Guide to Creditors (The Insolvency Service)
• Trustees and Liquidators in Bankruptcies and Compulsory Liquidations (The Insolvency Service)
• Individual Insolvency Register