Identity Fraud On The Rise

But what impact does this have for enforcement?

While most of the impact will be felt by the lender and the individual who has had their identity stolen or their account taken over, there are also businesses that may extend credit to those using another’s identity. If the person whose identity has been stolen can prove that this has happened, you are left with no one to enforce against unless the police can catch and prosecute the fraudster. Even then, the likelihood is there will be few assets to claim against. So, while a remedy may be almost impossible, you can take preventative measures, with insolvency and bankruptcy checks, credit agency checks, and a search to ensure that the customer is actually who they say there are. Disclaimer: The statements and opinions expressed in this article are those of the author and do not necessarily reflect those of Sheriffs High Court Enforcement Ltd, trading as The Sheriffs Office. Sheriffs High Court Enforcement Ltd does not take any responsibility for the views of the author. The author will not be held responsible for any comments posted by visitors to this site. Please note that this article does not constitute legal advice. The author has used his best endeavours to make t his article as accurate and complete as possible, but requests that the reader be aware that the law of England and Wales frequently changes. The author strongly advises the reader to take legal advice before embarking on any enforcement action.