Banks are lending less to small business

22 Sep 2010 The Bank of England figures show that small business lending remains in crisis and firms are still paying back billions more than they are advanced. It is the fifth month in succession that business lending to small firms has contracted. Britain’s 4.7 million small and medium-sized firms are affected.

Funding Your Business – Fact-or Fiction

12 Jan 2007 It’s true, and well documented, that not every business can approach any lender, but sometimes we impose our own restrictions on who we think would actually lend to us – the biggest example:

Credit Insurance Made Simple

11 Jan 2007 For many small businesses, one bad debt is all it takes to force them into liquidation.

Business Funding By Grant Application

11 Jan 2007 Harris Rosenberg BA(Hons).DMS.MCIM.MIMng is acknowledged as the United Kingdom’s leading expert on business and other grants.

The Frightening Cost of Late Payment

10 Jan 2007 I have a small business and I have been charging 20% interest on ALL late payment of invoices after the initial 30 days credit I allow.

Prevent Bad Debts by Improving Your Credit Practices

9 Jan 2007 Are you throwing money away with bad credit practices? Despite the growing problem of late payments an astonishing number of small businesses are giving away trade credit without carrying out any form of checks or vetting.

SME’s: Act Now to Reduce Late Payment Problems

9 Jan 2007 If your business is struggling with late payments then you should look at the results of a new survey which shows more businesses than ever are taking steps to improve their credit practices.

Debt Management Services: What to Look For

9 Jan 2007 Never pay for an initial consultation. A salesman would not dream of asking a customer for a fee to discuss a potential sale:

Late Payment Act for Small Business

9 Jan 2007 Request from Kim West from Leeds Having in force the terms and conditions on which you are willing to supply credit and the charge for late payment will focus all parties as to the penalty for overdue amounts, but will do little to avoid late payment.

The Dark Side of Credit Repair

9 Jan 2007 I received the following email, unsolicited I add…