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BizHelp24 Edition
No. 19
February 2000

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February 2000 - Small Business News

 
INTERNET

Cyber Vigilantes
Did you know that US banks were warned well in advance that there would be attacks against large websites but that they told nobody except other members of an Internet security organisation for financial institutions? Let's spin that another way. You're in a neighbourhood and you see some of your neighbours boarding up their windows. They won't tell you why they're doing it, so you pass it off. That  night a hurricane strikes. There were no warnings on the radio, TV or in the newspapers. The emergency services were totally unprepared. But this select group of neighbours knew because they happened to be  members of a specialist weather monitoring organisation.

# The full article is reproduced at the *end* of this newsletter. #

FreeServe and BT to Deliver ADSL
FreeServe have started a trial period of ADSL, the high-speed connection that provides lightning speed downloads of video and software for a monthly fee of £50 (how much!). BT are expect d to launch ADSL this spring, with FreeServe a few months latter. ADSL will provide constant connectivity, and dual net telephone/fax capability, all for the one monthly payment. 

PAYROLL
On-Line Payroll
WELL DONE 10/10
The first on-line payroll web site at
Staffpay should take a major burden away from the small business owner. The web site covers BACS, Electronic Transfer, PAYE, Income Tax, Tax Credits, NI, Pensions, Sick Pay, Maternity Pay, Working Time Directive & Minimum Wage, Expenses, P11's, Court Orders and Student Loan recovery ...

The fees look great and the web site looks easy to use with lots of info at the site:

MONTHLY or 4-WEEKLY PAYROLLS
monthly payroll up to 3 employees, 1st year £100 then £70 pa

monthly payroll up to 10 employees, 1st year £200 then £160 pa

monthly payroll up to 25 employees, 1st year £350 then £270 pa


WEEKLY or 2-WEEKLY PAYROLLS

weekly payroll up to 3 employees, 1st year £150 then £120 pa

weekly payroll up to 10 employees, 1st year £300 then £270 pa

weekly payroll up to 25 employees, 1st year £500 then £450 pa


The Inland Revenue collected 128.1bn pounds, an increase of 9 per cent on last year, but experienced difficulties with the NI recording system and could not finalise the tax position of almost one in five PAYE taxpayers.

PHONE'Y WAR
Free Calls - They Are at it Again!
Regular readers of this newsletter will know that we have followed the telcoms attempts at offering free net access with contempt. Well, they are at it again! Telewest are offering free net access at £10 per month, plus £9 per month rental and a minimum of £10 spent on 'other' calls per month. A good package. 

But, they may be splitting at the sides already. Of course, any company offering such deals will be swamped. Many customers will leave their current supplier, just in time to transfer to the new supplier, followed by no service in a couple of days due to overload. If another company fails to deliver the government must act to protect us. Surely the telcoms must be stopped from directly and indirectly ripping off consumers at will.

Whilst on the subject, BT's charge of £35 for unlimited access *IS* about grabbing profit and not about quality of service. We will see if the chancellor, Gordon Brown, will tackle them today in his speech.

TIP OF THE WEEK
Don't Buy That Car Today
Come the end of March a car price war will develop on the Internet - new car sales web sites and imported cars will rock the car industry. OneSwoop.com and Virgin leading the way.



H'MMM THAT'S INTERESTING

Government Web Sites and Information

Take a look at thousands of links to every conceivable topic, department, local government office blah blah: a great time saver.

Increase in Minimum Wage
The Minimum Wage will increase later this year by 10p - from
£3.60 to £3.70 per hour - however, business said that an
annual increase would not be acceptable.

FT Returns
If you have not looked at the FT's web site for some time, take
a look. If you are into on-line organisers the FT's is up there
with the best, and the info is, as always, first class.


FREE Banking to 2002
The Royal Bank of Scotland are offering free banking to Jan 2002, worth a look.


Ring the Net
An ordinary telephone will soon the only device needed to access the Internet, according to a report from Cnet. A number of start-up companies are developing speaking Internet services that can be accessed from any telephone. These services will read emails, share prices, news and sports headlines and point-to-point driving instructions to users. A standard language that would render Internet pages into spoken files is in development but, for the time being, companies have to develop a template for each site they want read to their customers. Customers using the service can opt for an advertising-supported version to which the calls are free, or they can pay a nominal fee and skip the commercials. Source: NUA Survey

TOPIC
Small Business
(Limited Company) Abbreviated Accounts for Small Companies


CYBER VIGILANTES

Did you know that US banks were warned well in advance that there would be attacks against large websites but that they told nobody except other members of an Internet security organisation for financial institutions? Let's spin that another way. You're in a neighbourhood and you see some of your neighbours boarding up their windows. They won't tell you why they're doing it, so you pass it off. The night a hurricane strikes. There were no warnings on the radio, TV or in the newspapers. The emergency services were totally unprepared. But this select group of neighbours knew because they happened to be members of a specialist weather monitoring organisation. 
  

There are some profound issues at play with regard to the Internet today. Perhaps the most profound is the role of government business  and citizen. A large, powerful, media savvy voice is constantly saying that government should stay out, that it doesn't understand the Internet, that the Internet should develop a voluntary code of conduct that is privately policed. Individualism, liberty and freedom of speech are the colourful and emotive flags that this 'Government-Out' constituency vigorously waves.  Let me tell you what they are really about. They are about big business who are in themselves mini-governments, who if they could engineer it, would have no laws, no regulations, nothing in the way of making as much money as possible out of the customer.   

This short-sighted greed is no good for anybody. It will ultimately ruin the Internet environment as a commercial medium, as customers get tired of having their personal information ripped off, get tired of private security vigilantes snooping in their computers, get tired of returns policies that aren't worth the bits and bytes they were typed on. We can't treat the Internet as some junk yard sale, where everyone is trying to get their fingers into everyone else's pockets, without running the risk of it turning into a  junk yard.  Government has flaws; we all know that. But government is our best attempt to create institutions that allow society to be managed in a civilised manner. Without government the choice is chaos or  vigilantism. The current search for the hackers behind the major spate of website attacks is a mix of both. Scores of security firms are out looking for the culprits. Their driving objective has nothing to do with law and justice and everything to do with the hoped for PR announcement that their firm caught the nasty hacker. Members of these firms are posing as suspects and friends  of suspects in online chat rooms and other areas, to the extent that 'suspects' are turning up all over the place at the same time confusing everybody.  

Law enforcement on the Internet is becoming a farce, and that's not good for anybody. Internet business will suffer if consumer confidence in the medium declines. As much as we would all like to clean up politics and make government more accountable, today right now - it is still all we've got. I have no problem with big business per se, but I don't want it 'protecting' my privacy and I don't ever want it out 'policing' my streets.

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